ONEY+
50M€
Credits processed on the platform
500,000+
Active users
Industry
Fintech
Location
France
Scope
Banking Group
Overview
Mobile app for instalment payment & banking services
Description
Oney+ is a subsidiary of BPCE Group, one of France's largest banking groups. GettingApp intervened as a technological and operational partner to build a full banking mobile app from scratch, combining instalment payments with core banking features — under strict regulatory and security constraints.
Challenge
In a highly competitive instalment payment market, Oney+ needed to rapidly launch a complete mobile banking app. When GettingApp stepped in, the project had few usable foundations and faced a dual challenge: accelerating delivery while ensuring security, compliance, and reliability at scale.
What we delivered
mvp
- –User onboarding and full KYC process
- –Identity verification
- –Bank account aggregation
- –Instalment payment (buy now, pay later)
core banking
- –Strong authentication (biometrics, PIN, OTP)
- –Identity verification integrations
- –BPCE banking system interfacing
- –Credit engine development
- –Bank card management
- –Account aggregation and categorisation
- –Secure Azure infrastructure
- –CI/CD pipelines and Dev / Staging / Production environments
organisation
- –Rapid deployment of a senior team (developers, product managers, QA)
- –Specialised squads: onboarding & KYC, auth & security, core banking, credit & payments
- –Agile methodology with short sprints
- –Structured product and technical rituals
- –Run management and support via an industrialised process
Results
- ✓Official launch of the Oney+ app in France
- ✓500,000+ active users
- ✓€50M in credits processed
- ✓Used as a primary bank account by some customers
- ✓Platform capable of handling high volumes and critical usage
Key differentiators
- →Ability to operate on critical banking subjects
- →Rapid deployment of senior teams
- →Strong product & technical culture
- →Coordination of numerous external partners
- →Reliability at scale
- →Controlled time-to-market despite regulatory complexity
FAQ
Got questions?
Answers to common questions